Re-think what's possible with loans from Syracuse NY's local, trusted lender, Geddes Federal Savings and Loan Association.
Whether you're eyeing a home renovation project, a mortgage to make a house your home or financing for any of life's big moments, your neighbors at Geddes Federal make it affordable.
If you're looking for loans near Syracuse NY...
For a Great Deal on
Mortgage Loans near Syracuse NY,
Get It at Geddes
When you get it at Geddes, you don’t have to pay for Private Mortgage Insurance (PMI) on your home mortgage loan. We also provide the peace of mind that comes with local service; that means whenever you have questions about your mortgage loan, a local Geddes Federal team member who knows you and knows your situation is ready to help. At Geddes Federal, you don’t have to deal with outsourced support or automated responses. You will be greeted by a live person, who works right here in our community.
Fixed Rate Mortgage Loans
With all of life's uncertainties, when you get it at Geddes, there's at least one thing you can be certain about: how much your mortgage payment will be.
The benefit of getting a fixed rate mortgage loan from Geddes Federal is that your mortgage payments stay the same throughout the lifetime of your loan. A fixed rate mortgage loan means that your interest rate won't go up.
Is a fixed rate mortgage loan right for your situation? Let's talk about your options.
Mortgage Loans with Flexible Terms and Payments
At Geddes Federal, we get it. Every person's situation is unique. That's why we offer a wide variety of terms and payments to choose from for your mortgage loan. Many of our mortgage loans are available with bi-weekly payments or monthly payments. Whichever type of mortgage payment works best for your budget, Geddes Federal can work with you to make a house your home while making it affordable.
Geddes Federal also offers a wide range of mortgage loan terms, ranging from 5 year mortgages to 30 year mortgages and multiple options in between.
Which mortgage loan terms and payments are right for you?
The Dream of Homeownership is Affordable with Our Mortgage Loan Programs
Geddes Federal offers a first time homebuyer program. Many people who want to move into their first home feel frustrated by the fact that they often pay more in rent than a mortgage payment but can't afford the upfront costs that comes with buying a home. At Geddes Federal, we're different. Our first time homebuyer program reduces much of the upfront costs that come with mortgage loans.
More About First Time Homebuyer Loans
We also offer the GeddeStart Program. This mortgage loan program is for prospective homeowners with low to moderate income who are looking to purchase a home in low to moderate income areas. The GeddeStart Program lowers the required down payment for mortgage loans. The GeddeStart Program can also be combined with our first time homebuyer program.
If the GeddeStart Program seems like a good fit for you, take the first step here.
A Home Equity Loan is a Great Option for Home Renovations & More
Home renovations can increase your home’s value while providing a more comfortable living space. You can leverage the value of your home to fund home renovations with a home equity loan.
A home equity loan is a great option for making life’s major expenses more manageable.
A home equity loan is commonly used for:
- Home improvement projects,
- College expenses,
- Debt consolidation,
- Major purchases,
- And more
If you can dream it, you can make it a reality with a home equity loan.
Our Fixed Rate Home Equity Loans Provide the Financial Stability You Need in Your Life
When you get a home equity loan from Geddes Federal, you get the benefit of a fixed rate. With a fixed rate home equity loan, your interest rate won't increase throughout the lifetime of your loan. This means that your affordable loan payments stay affordable and stay the same.
Is a home equity loan right for you?
In Addition to Loans near Syracuse NY,
We Offer a Home Equity Line of Credit
With a Home Equity Line of Credit (HELOC), you can tap into the equity in your home any time you need extra funds.
When you get a Home Equity Line of Credit from Geddes Federal, you get repayment terms that work for you and your budget.
Our Home Equity Line of Credit options include a fixed rate or an adjustable rate. When you get it at Geddes, you're sure to get a Home Equity Line of Credit that's best for you.
When life’s big surprises come with big bills, a Home Equity Line of Credit makes it no big deal.
More About a Home Equity Line of Credit
Your Neighbors at Geddes Are Here to Help with Loans near Syracuse NY
Whatever type of loans you’re looking for, your neighbors at Geddes Federal Savings and Loan Association can help.
Whether you know which loan you’re interested in, or you’d like to discuss your options, we can help.
Contact Us to Get Started