Home Equity Loan

For most people, your home is your most valuable asset. With a home equity loan, you can leverage the value of your home to turn your plans in to action. And, at Geddes Federal, you may qualify for no closing costs.*

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Home Equity Loans near Syracuse, NY

With a Geddes Federal Home Equity Loan, you can borrow up to 90% of your home's appraised value. Our competitive, fixed-rate home equity loans will provide you consistent payments that won't increase for the lifetime of your loan.

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What Can a Home Equity Loan Be Used for?

home equity loans near syracuse ny couple making home renovationsHome Equity Loans are great for large, one-time expenses. This includes, but is not limited to:

  • Finance college costs
  • Plan a vacation
  • Debt consolidation
  • Home renovations
  • Home repair
  • And more!

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Competitive, Fixed Home Equity Loan Rates near Syracuse NY

Geddes Federal offers competitive, fixed interest rates for our home equity loans near Syracuse, NY. For more information on our home equity loan rates...

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Syracuse's Trusted Home Equity Lenders

home equity loans near syracuse ny family on vacationFor over 75 years, Geddes Federal has served the Syracuse community with quality banking services and a personal customer experience. Our home equity loans near Syracuse, NY provide homeowners the opportunity to leverage the equity in their home to accomplish their goals.

For competitive home equity loan rates near Syracuse, NY...

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Home Equity Financing with No Closing Costs

¹To qualify for no closing costs, customers must maintain the Home Equity Fixed Rate Loan or Home Equity Line of Credit in good standing for two years. Early discharge of the loan for any reason within 24 months of the original note date may require reimbursement of closing costs at the time of cancellation. No closing costs refers to fees typically charged at closing that are being paid for by Geddes Federal. Geddes Federal does not pay for discharge fees, abstract bring down fees or interest due at closing, where applicable.'

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