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First Time Home Buyer Program

The Geddes Federal first-time homebuyer program allows you to finance your home with a low down payment and a low affordable rate.

First Time Home Buyer Program in Syracuse, NY

Introducing Geddes Federal Savings' First-Time Homebuyer Program

Fulfill your dream of becoming a home owner with Geddes Federal Savings & Loan Association

Stay tuned for more information on Geddes' What is a First Time Home Buyer Loan.

Benefits offered by Geddes Federal Savings & Loan Associations include:

No PMI required.
Terms up to 30 years, both monthly or biweekly payments.
Never have owned a home before and owner occupied.
Loan amounts up to 90% of the value of the home you are purchasing
Geddes will pay the mortgage tax and bank attorney fees on loans up to $1,600.00.

When You Get it at Geddes, You Get Local Service

Your neighbors at Geddes Federal Savings and Loan Association are here for you. Whether it’s everyday essentials like checking accounts with secure, convenient mobile banking and online banking, or you’re building a brighter tomorrow with retirement savings, mortgage loans, home equity loans or a home equity line of credit, get it at Geddes. For generations, we’ve been here for the Syracuse, NY community that we’re proud to call home. We’re local and we’re always easy to reach.