For most people, some type of checking account or draft account is the most basic, frequently used financial service available.
When you shop around to see what checking accounts are being offered, we think you’ll find that dealing with our dedicated staff just might be one of the best moves you can make.
Our checking account services give you the opportunity to earn interest on the amount deposited…and we offer some of the most competitive rates and reasonable fees available.
Plus, we work with you to help select the checking account option best suited to your financial situation and lifestyle. Please be assured that all our checking accounts near Syracuse, NY are designed for total ease and convenience.
When You Need Banking for Your Everyday, Get It at Geddes
Your Choice For Your Checking Account near Syracuse NY
Let us introduce you to our checking account services. We’re confident you’ll find just what you’re looking for!
And remember…with us, you can relax knowing your deposits are insured to the maximum amount allowed by an agency of the federal government.
New Wave Checking Account (Basic Banking):
- Minimum amount to open $25.00
- No monthly service fee
- No minimum balance required
- Debit Card or ATM card available with no fees
- Non-interest bearing account
- Monthly statement with images of cancelled checks
- Direct Deposit
- Online Banking
- Mobile Banking
- E Statements
Now Checking Account:
- Minimum balance to open is $250.00
- Interest compounded daily and posted monthly
- Minimum daily balance of $250.00 is required to avoid a $5.00 maintenance fee
- Minimum balance to earn interest is $25.00 or more
- Debit Card or ATM card available with no fees
- Monthly statement with images of cancelled checks
- Direct Deposit
- Online Banking
- Mobile Banking
- E-Statements
Super Now Checking Account:
- Direct Deposit
- E-Statements
- Online Banking
- Mobile Banking
- Minimum balance to open is $1,000.00
- Balance below $25.00, no interest earned
- Debit Card or ATM card available with no fees
- Interest compounded daily and posted monthly
- Monthly statement with images of canceled checks
- Minimum daily balance of $250.00 is required to avoid a $5.00 maintenance fee
- Tiered Interest Rates to account balance: Tier one: balance from $25.00 to $999.99. Tier Two: balance from $1,000.00 to $49,999.99. Tier Three: balance from $50,000.00 or more.
Commercial Checking Account:
- E-Statements
- Mobile banking
- No per deposit fees
- Non-interest bearing
- No per withdrawal fees
- Minimum balance to open is $500.00
- $35 credit towards initial check order
- Easy check order through Main Street
- Monthly statement with images of cancelled checks
- $5 monthly fee (waived if a minimum of $500 is maintained in account)
If you're interested in opening any of the above checking accounts near Syracuse, NY...